Denver's Curse Claims Adjuster
A Supernatural Insurance Mystery

About this book:

Frank Mercer doesn't hunt monsters—he audits them. As a Senior Claims Specialist in High Plains Mutual's Extraordinary Perils Division, he spends his Tuesday mornings distinguishing genuine poltergeist outbreaks from staged piano hoists and cherry-syrup "demonic ichor," armed with a brass psychometer, cold-iron canisters, and a bone-deep knowledge of the fine print that voids your coverage if you skip the monthly sage fumigation. Denver's mile-high altitude thins the veil between worlds, making the city a hotbed of spectral fraud and tectonic magic, but when a routine four-hundred-thousand-dollar denial summons an eight-foot revenant that swallows the evidence whole, Frank uncovers a conspiracy that reaches from the claims floor to the executive suites of the Denver Petroleum Club.

Someone is manufacturing precision-engineered talismans—fifty of them—designed to trigger catastrophic supernatural events on a timeline, bleeding the regional reinsurance trust dry and threatening to collapse the ward network holding the Front Range's buried horrors at bay. With his supervisor stonewalling the fraud investigation and the underwriter who approved the policies vanished from her "Caymans retreat," Frank has forty-eight hours to trace the silver supply chain before the next staged haunting turns deadly. The trail leads through subway foundries, offshore syndicates, and a debt collector's ledger that reads like a hit list.

*Denver's Curse Claims Adjuster* blends hardboiled noir procedure with urban fantasy's hidden world, delivering a protagonist who treats curses like water damage and banishment rituals like paperwork. Think *The Dresden Files* meets *The Wire*, where the real monsters wear suits, the magic follows actuarial tables, and the most dangerous phrase in the policy isn't "Act of God"—it's "Act of Ghoul."