Acts of God: A Claims Adjuster's Report
A Graphic Novel

About this book:

In a world where caped titans level city blocks before breakfast, someone has to tally the receipts. Meet Arthur Pendelton: no super-strength, no heat vision, just a yellow hard hat, a laser measure, and twenty-five years of experience turning cosmic carnage into line items on a spreadsheet. He works for Apex Mutual, the only thing standing between a bankrupt metropolis and the "Acts of God" that masquerade as superhero collateral damage—because when the Vanguard throws a robot through a luxury high-rise, the building's "kinetic dampening baffles" rider isn't just fine print. It's the difference between a payout and a total loss.

But the latest claim doesn't add up. A perfectly straight battle trajectory through three insured blocks. A cathedral basement pre-weakened with demolition charges before an armored truck "fell" through its rose window. A supervillain who abandoned his MO to run a straight line into a trap. Arthur smells something worse than ozone in the brick dust: he smells fraud. And in a city where heroes are walking natural disasters, the most dangerous weapon isn't a magnetic fist or solar flare—it's a policy exclusion clause someone forgot to read.

*Acts of God* is *The Wire* meets *The Boys* by way of a claims adjuster's ledger: a razor-sharp, visually stunning graphic novel where the real superpower is knowing exactly which clause voids your coverage when a god falls through your roof.