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Moving to St Louis

Table of Contents

Introduction

Chapter 1: St. Louis: More Than Just a Giant Arch (and Toasted Ravioli) Chapter 2: City, County, or Illinois? Decoding the St. Louis Metro Area Chapter 3: The 90 Municipalities: Navigating St. Louis County's Quirks Chapter 4: Central Corridor: City Living at its Finest Chapter 5: South City: A Tapestry of Cultures and Communities Chapter 6: North City: Exploring the Possibilities Chapter 7: St. Louis County: From Clayton's Charm to Chesterfield's Sprawl Chapter 8: Metro East: The Illinois Side of the Story Chapter 9: Car Culture and Commuting Conundrums Chapter 10: Mastering the MetroLink and the Bus System Chapter 11: Finding Your Perfect St. Louis Home Chapter 12: The Occupancy Permit Obstacle Course Chapter 13: Untangling the Utilities: Spire, Ameren, and More Chapter 14: School Days: Navigating the St. Louis Education Landscape Chapter 15: Getting Legal: Driver's Licenses, Registration, and Taxes Chapter 16: The Dreaded Personal Property Tax: A Missouri Special Chapter 17: Healthcare in the Heartland: Hospitals and Doctors Chapter 18: Toasted Ravioli and Beyond: A Culinary Adventure Chapter 19: From Cardinals Nation to CITY SC: A Sports Lover's Paradise Chapter 20: Culture Crawl: Museums, Music, and More Chapter 21: Parks and Recreation: Exploring St. Louis' Green Spaces Chapter 22: Speaking St. Louis: Local Lingo and Quirks Chapter 23: Getting Involved: Community and Volunteering Chapter 24: Addressing the Elephant in the Room: Crime and Safety Chapter 25: So You're a St. Louisan Now: Embracing the Gateway City


Introduction

So, you're thinking of taking the plunge and moving to St. Louis? Excellent choice! You've probably heard about the Arch, the Cardinals, and maybe even that weirdly delicious culinary invention known as toasted ravioli. But St. Louis is more than just a few iconic landmarks and quirky foods. It's a city – and a region – with a unique character, a surprisingly vibrant culture, and a whole lot of hidden gems. And, yes, a few…let's call them "peculiarities."

This isn't your average moving guide. We're not going to waste your time with generic advice like "label your boxes" or "hire a moving company." You're a savvy individual moving within the USA, and we're assuming you've got the basics covered. This book is laser-focused on the St. Louis specifics. We're diving deep into the things that make this metro area tick, the things that might surprise you, and the things that will make your transition smoother (and hopefully, a bit more amusing).

Prepare yourself for a journey through a region that's part city, part county (actually, a lot of counties), and even part Illinois. We'll unravel the mysteries of the "90 municipalities," decode the local lingo (prepare to be asked where you went to high school), and navigate the sometimes-confusing world of St. Louis real estate. We'll even tackle the dreaded personal property tax – a Missouri "treat" that often catches newcomers off guard.

But it's not all bureaucratic hurdles and tax forms. We'll also explore the fun stuff: the incredible food scene (Provel cheese, anyone?), the passionate sports culture (Cardinals baseball is practically a religion here), and the abundance of free attractions (yes, you read that right – free!). We’ll talk about the weather, that can range from scorching summers to freezing winters. We'll give you the inside scoop on the best neighborhoods, the hidden parks, and the cultural experiences that make St. Louis a truly special place.

Now, for the important disclaimer: things change. Laws, regulations, restaurant hours, and even neighborhood vibes can shift faster than you can say "gooey butter cake." So, while we've done our best to provide accurate and up-to-date information, always double-check with official sources – government websites, local authorities, and the like. Consider this guide your friendly, slightly sarcastic, starting point. We’ll arm you with all the information that you need, and point you to resources that can be consulted.

So, buckle up, grab a frozen custard (Ted Drewes is a local institution, just saying), and get ready to discover the Gateway to the West. It's a city – and a region – that's full of surprises. And we're here to help you navigate them all.


CHAPTER ONE: St. Louis: More Than Just a Giant Arch (and Toasted Ravioli)

Okay, let's be honest. When you think of St. Louis, the first image that pops into your head is probably that big, shiny, stainless-steel curve reaching for the sky – the Gateway Arch. And you wouldn't be wrong. It is impressive, and it is a defining feature of the city's skyline. And, yes, toasted ravioli, those little pillows of fried pasta goodness, are a St. Louis staple. You'll find them on menus everywhere, from fancy restaurants to corner pubs. We’ll cover those later. But if you think that's all there is to St. Louis, you're in for a pleasant surprise. Because this place is a lot more complex, a lot more diverse, and a lot more…well, interesting than you might expect.

First off, let's get one thing straight: St. Louis is not just a city. It's a metropolitan area, a sprawling patchwork of municipalities, neighborhoods, and even states. We're talking about a region that encompasses both the City of St. Louis (an independent entity, not part of any county) and St. Louis County (a massive, fragmented collection of 90+ smaller cities and towns). And then, just to make things even more interesting, we have the Illinois side of the Mississippi River, known as the Metro East, with its own collection of cities and towns.

So, why should you care about this geographical jumble? Because it affects everything. From your property taxes to your school district to the rules about where you can park your car, the specific location of your new home within the St. Louis metro area will have a significant impact on your daily life. Choosing where you live here is like choosing the right ecosystem.

Think of it like this: you're not just moving to "St. Louis." You're moving to a specific neighborhood within a specific municipality within either the City, the County, or the Metro East. And each of those micro-locations has its own unique flavor, its own set of rules, and its own set of…quirks. This first chapter is a general overview of the St Louis Metropolitan Area, with future chapters dedicated to each one in more detail.

Let's start with the heart of it all: the City of St. Louis. This is where you'll find the iconic Arch, the historic Soulard neighborhood (famous for its farmers market and Mardi Gras celebrations), and the vibrant Central West End (known for its upscale restaurants and walkable streets). The city is a mix of old and new, with grand historic buildings standing alongside modern developments. It's a place where you can explore a world-class (and free!) zoo in Forest Park, catch a Cardinals baseball game at Busch Stadium, or immerse yourself in art at the (also free) Saint Louis Art Museum.

But the city, like many urban centers, has faced its share of challenges. Population decline, economic disparities, and crime are realities that need to be acknowledged. Don't worry. We'll delve into the specifics of crime rates and safety in a later chapter, but for now, it's enough to say that the city is a diverse and dynamic place with both vibrant, thriving areas and neighborhoods that are still struggling.

Moving outwards from the city center, you encounter St. Louis County. This is where things get…complicated. Imagine a giant jigsaw puzzle made up of 90-plus individual pieces, each with its own name, its own government, its own set of rules, and its own property tax rates. That's St. Louis County.

These municipalities range from tiny villages with a few hundred residents to larger cities like Chesterfield and Kirkwood, with populations in the tens of thousands. Some are wealthy and exclusive, with top-rated schools and sprawling estates (think Clayton or Ladue). Others are more middle-class and family-oriented, with charming downtown areas and a strong sense of community (like Webster Groves or Kirkwood). And some are facing economic challenges and struggling to maintain their infrastructure.

The implications of this fragmentation are huge. Your property taxes, for example, can vary dramatically depending on which municipality you live in. The quality of your local schools, the availability of public services, and even the rules about whether you can have chickens in your backyard (yes, really) can all change just by crossing a street. It is important to research carefully.

Then there's the Metro East, the Illinois side of the Mississippi River. This area, often overlooked by those unfamiliar with the region, offers a different perspective on St. Louis living. Cities like Belleville, Edwardsville, and O'Fallon have their own distinct identities, with a mix of historic downtowns, growing suburban areas, and rural landscapes.

The Metro East often offers a lower cost of living than St. Louis County, and some areas boast excellent schools. Plus, you get the added bonus of being able to say you live in Illinois while still being just a short drive from downtown St. Louis. The downside? You'll have to deal with Illinois taxes and regulations, which can be quite different from those in Missouri. And you'll need to factor in the commute across the river, which can be a significant consideration during rush hour.

So how do you navigate this complex metropolitan area? Well, that's where the rest of this book comes in. We'll break down the different regions, explore the key neighborhoods, and help you understand the pros and cons of each. We'll also tackle the practicalities of moving to St. Louis, from finding a home to getting your utilities set up to understanding the infamous personal property tax.

And, to give you a general idea of the areas, before getting down to more details on them individually in the following chapters, we'll cover briefly the four seasons and weather you can expect. Summers are hot and humid, with temperatures often reaching the 90s (Fahrenheit, of course – we're in the USA, remember?). You'll want to make sure your air conditioning is in good working order.

Fall is arguably the most beautiful season in St. Louis, with crisp, cool air and stunning foliage. The leaves turn vibrant shades of red, orange, and yellow, making for picturesque drives through the region's many parks and tree-lined streets. This is the perfect time to explore Forest Park, visit the Missouri Botanical Garden, or take a hike in one of the many conservation areas surrounding the city.

Winters can be cold and snowy, with temperatures occasionally dipping below freezing. Snowfall varies from year to year, but you can generally expect a few significant snowstorms each winter. Be prepared to shovel your driveway and sidewalks, and make sure your car is equipped for winter driving. Ice storms are also a possibility, and they can cause significant disruptions.

Spring is a time of renewal and rebirth, with flowers blooming and trees budding. However, it's also the season for severe weather, including thunderstorms and tornadoes. St. Louis is located in "Tornado Alley," so it's important to be aware of the risks and have a plan in place in case of severe weather.

Understanding this overall picture is key. St Louis is not just a dot on the map. The differences are not minor. You will be living in Missouri or Illinois, and your choice of residence is not just a lifestyle choice, it is also the laws and regulations you choose to live under. These are different depending on your choice.


CHAPTER TWO: City, County, or Illinois? Decoding the St. Louis Metro Area

Alright, you've got the general overview of the St. Louis Metropolitan area. Now it's time for the most essential piece of information, to help you start your relocation, and it's this: St. Louis isn't just St. Louis. We're not trying to be philosophical here. We're being brutally practical. Understanding the basic geographic and political divisions of this region is absolutely crucial to making a smart move. It's the foundation upon which you'll build your new life, choose your neighborhood, and maybe even decide whether or not you can finally get those backyard chickens you've always dreamed of.

The St. Louis metropolitan area, for all practical purposes, is split into three major sections, and you will end up living in one of these, each very distinct. These are:

  1. The City of St. Louis
  2. St. Louis County
  3. The Metro East (Illinois)

Let's break down each of these, one by one, because choosing between them is your first, and biggest decision.

The City of St. Louis: Independent and (Slightly) Unpredictable

First, let's tackle the City of St. Louis, often referred to simply as "the City." Now, here's the first curveball: the City of St. Louis is not part of St. Louis County. It's an independent city, meaning it operates its own government, sets its own taxes, and generally does its own thing. Think of it as a sovereign nation within the larger St. Louis metro area. This is important. This is not a detail. This affects every aspect of life.

Why is this important? Because it means that if you live in the City, you're subject to city ordinances, city taxes, and city services. You'll be dealing with the City of St. Louis government for everything from trash collection to building permits. You'll vote in city elections, and your kids (if you have them) will attend city schools (or you'll choose a private or charter option within the city).

The City is where you find the most iconic St. Louis landmarks: The Arch, Busch Stadium (home of the Cardinals), the Anheuser-Busch Brewery, and many of the region's major cultural institutions. It's also a place of significant historical and architectural interest, with beautiful old buildings, walkable neighborhoods, and a vibrant (if sometimes gritty) urban atmosphere.

Here's a quick rundown of some key characteristics of the City:

  • Urban Living: Expect a more densely populated, urban environment than in most of the County or the Metro East. This means more apartments, condos, and historic homes on smaller lots. Street parking is common in many neighborhoods, and you might find yourself walking or using public transportation more often than you would in the suburbs.
  • Diverse Neighborhoods: The City is a patchwork of distinct neighborhoods, each with its own character and vibe. From the upscale Central West End to the historic Soulard, to the diverse Tower Grove South, there's a neighborhood to suit almost every taste. We'll dive deep into those later, but it is crucial to understand they are very different.
  • City Services: You'll be relying on the City of St. Louis for police, fire, trash collection, water, and other essential services. The quality and responsiveness of these services can vary depending on the neighborhood, so it's worth doing some research.
  • City Taxes: The City has its own set of taxes, including a city earnings tax (1% of your income), property taxes, and various other fees.
  • City Schools: The St. Louis Public Schools (SLPS) system serves the City. It's a complex and often-debated topic. SLPS has faced challenges over the years, including declining enrollment, budget constraints, and performance issues. However, there are also many dedicated teachers, innovative programs, and magnet schools within the system. Many families in the City choose private or charter schools.

St. Louis County: The Land of 90 Municipalities

Now, let's move on to St. Louis County. This is where things get, shall we say, interesting. As we've mentioned, St. Louis County is not a single, unified entity. It's a collection of over 90 independent municipalities, each with its own local government, police force, and set of ordinances.

Imagine a giant, sprawling suburb divided into dozens of smaller towns and villages, each with its own mayor, city council, and way of doing things. That's St. Louis County. This is a very significant aspect that needs to be understood. This is unique to the area.

Why does this matter? Because it means that the rules, regulations, and services you experience can change dramatically just by crossing a street. One municipality might have strict rules about lawn care and property maintenance, while the next one over might be much more relaxed. One might have a top-rated school district, while another might be struggling. One might have a vibrant, walkable downtown area, while another might be dominated by strip malls and subdivisions.

This fragmentation can be both a blessing and a curse. On the one hand, it gives residents a wide range of choices. You can find a municipality that perfectly matches your lifestyle, your budget, and your priorities. On the other hand, it can be incredibly confusing to navigate, especially for newcomers. You will need to spend some time figuring this out, depending on your needs and priorities.

Here are some general characteristics of St. Louis County:

  • Suburban Living: St. Louis County is primarily suburban, with a mix of housing styles, from older, established neighborhoods with tree-lined streets to newer, master-planned communities. You'll find more single-family homes, larger yards, and a greater reliance on cars.
  • Varied Municipalities: As we've emphasized, the 90+ municipalities in St. Louis County offer a huge range of options. Some are wealthy and exclusive, with high property values and top-rated schools (Clayton, Ladue, Town and Country). Others are more middle-class and affordable, with a mix of housing options and a strong sense of community (Kirkwood, Webster Groves, Maplewood). And some are facing economic challenges and struggling to maintain their infrastructure.
  • Independent Services: Each municipality in St. Louis County provides its own set of services, including police, fire, trash collection, and often, parks and recreation. The quality and cost of these services can vary significantly.
  • Property Taxes: Property tax rates vary widely across the different municipalities in St. Louis County. This is a major factor to consider when choosing a home, as it can significantly impact your monthly housing costs. You can (and should) research the specific tax rates for any property you're considering.
  • School Districts: St. Louis County has numerous independent school districts, each serving a specific geographic area. The quality of these districts varies considerably, and school boundaries can be complex. This is a huge consideration for families with children. You'll need to research school ratings, boundaries, and programs carefully.

The Metro East (Illinois): A Different State of Mind

Finally, we have the Metro East, the portion of the St. Louis metropolitan area that lies across the Mississippi River in Illinois. This area is often overlooked by newcomers, but it offers a distinct set of advantages and disadvantages.

The Metro East is made up of several counties and numerous cities and towns, including Belleville, Edwardsville, O'Fallon, Collinsville, Alton, and Granite City. It's a mix of urban, suburban, and rural areas, with a diverse population and a range of housing options.

Here are some key things to know about the Metro East:

  • Illinois Laws and Taxes: This is the most important distinction. If you live in the Metro East, you're subject to Illinois laws, taxes, and regulations. This includes Illinois income tax, property taxes, and vehicle registration fees. Illinois has a reputation for higher taxes than Missouri, so this is a significant factor to consider.
  • Lower Cost of Living (Generally): While taxes might be higher, the overall cost of living in the Metro East is often lower than in comparable areas of St. Louis County. Housing prices, in particular, tend to be more affordable.
  • Different School Systems: The Metro East has its own set of school districts, separate from those in Missouri. These districts vary in quality and resources, just like those in St. Louis County.
  • Commuting Considerations: If you work in downtown St. Louis or other parts of Missouri, you'll need to factor in the commute across the Mississippi River. This can involve bridge tolls and potential traffic delays, especially during rush hour. There are several bridges that cross.
  • A Sense of Separation: The Metro East has a distinct identity from the Missouri side of the river. Some residents feel a strong sense of community and prefer the slower pace of life. Others find it inconvenient to be separated from the main hub of the St. Louis metro area.

Making the Big Decision: City, County, or Illinois?

So, how do you choose between these three very different options? There's no single "right" answer. It depends entirely on your individual circumstances, priorities, and preferences. Here are some questions to ask yourself:

  • What's your lifestyle? Are you looking for an urban, walkable environment, or a more suburban, car-dependent lifestyle? Do you prefer a bustling city atmosphere or a quieter, more laid-back setting?
  • What's your budget? Housing costs, property taxes, and other expenses can vary significantly between the City, the County, and the Metro East.
  • Do you have children? If so, the quality of the local schools will be a major consideration.
  • Where will you be working? Your commute time and the availability of public transportation will be important factors.
  • What are your priorities? Are you looking for a diverse and vibrant community? A strong sense of neighborhood identity? Access to parks and green spaces? Proximity to cultural attractions?

Once you've considered these questions, you can start to narrow down your options. The next several chapters are designed to guide you through each area, and each neighborhood within that area.

Remember, there's no perfect place. Each of these areas – City, County, and Metro East – has its pros and cons. The key is to find the one that best fits your needs and priorities. And don't be afraid to explore! The St. Louis metro area is a surprisingly diverse and interesting place, and you might just find your perfect home in a neighborhood you never expected. Just keep in mind the fundamental differences outlined in this chapter. The "where" decision is not just about a house. It's about much, much more.


CHAPTER THREE: The 90 Municipalities: Navigating St. Louis County's Quirks

Okay, you've decided that St. Louis County might be the place for you. You like the idea of a more suburban lifestyle, bigger yards, and potentially better schools (though, as we'll discuss, "better" is a very relative term in this context). But you're also a little intimidated by that whole "90 municipalities" thing. Don't worry. You're not alone. It's a St. Louis County quirk that confuses even long-time residents. This chapter's goal is to arm you with the knowledge to handle this.

Let's start with the basic question: Why are there so many municipalities in St. Louis County? The short answer is a combination of historical factors, political maneuvering, and a healthy dose of "Missouri stubbornness." The longer answer involves a deep dive into 19th-century land grants, the rise of suburbanization, and a series of legal battles that shaped the county's fragmented landscape. But we're not writing a history textbook here. We're trying to help you find a place to live.

So, let's stick with the practical implications. The key takeaway is this: St. Louis County is not a unified entity. It's a collection of independent cities, towns, and villages, each with its own:

  • Government: Each municipality has its own mayor (or equivalent), city council, and administrative staff.
  • Police Force: Most municipalities have their own police departments, although some smaller ones contract with the St. Louis County Police Department.
  • Fire Department: Fire protection varies. Some municipalities have their own fire departments, some are part of larger fire protection districts, and some rely on volunteer fire departments.
  • Schools: Most municipalities are part of larger school districts that encompass multiple municipalities, but school district boundaries don't always align with municipal boundaries. (More on this in the Schools chapter.)
  • Ordinances: This is where things get really interesting. Each municipality can set its own local laws, covering everything from parking regulations to pet restrictions to building codes.

This means that the rules and regulations you're subject to can change dramatically just by crossing a street. One municipality might allow you to park your RV in your driveway, while the next one over might prohibit it. One might have strict rules about fence heights, while another might be much more lenient. One might require you to get an occupancy permit before you can move in (more on that later, too!), while another might not. It's a minefield of local regulations, and it's up to you to navigate it.

So, how do you do that? Here's your survival guide to the 90 municipalities:

1. Understand the Implications of Fragmentation:

The first step is simply to be aware of the fragmented nature of St. Louis County. Don't assume that because something is allowed in one part of the county, it's allowed everywhere. Always, always, always check the specific ordinances for the municipality you're considering.

2. Research, Research, Research:

This is where the internet becomes your best friend. Most municipalities in St. Louis County have websites that provide information about local ordinances, services, and contact information for city officials. Start by identifying the municipalities you're interested in (based on location, housing prices, schools, etc.), and then visit their websites.

Look for sections on:

  • Code of Ordinances: This is the master document that contains all of the local laws for the municipality. It can be dense and legalistic, but it's the ultimate authority.
  • Building Permits: If you're planning to do any renovations or construction, you'll need to understand the local building codes and permit requirements.
  • Occupancy Permits: As mentioned, many municipalities require occupancy permits before you can move in. This usually involves an inspection of the property to ensure it meets certain safety and habitability standards.
  • Pet Restrictions: If you have pets, check for any local restrictions on the number, type, or breed of animals allowed.
  • Parking Regulations: Parking rules can vary widely, especially in older neighborhoods with limited street parking.
  • Trash and Recycling: Find out how trash and recycling collection is handled. Some municipalities provide it, some require you to contract with a private company, and some have specific rules about what can be recycled.

3. Contact the Municipality Directly:

If you have any questions or can't find the information you need online, don't hesitate to contact the municipality directly. Call or email the city hall or the relevant department (building department, planning department, etc.) and ask your questions. It's better to be proactive and get the information you need upfront than to run into problems later. The quality of this interaction will be an important clue for you. If they are welcoming and professional, that's a good sign. If they are dismissive, rude, or unhelpful, that's a bad sign.

4. Talk to Residents:

One of the best ways to get a feel for a municipality is to talk to people who actually live there. If you're visiting the area, strike up conversations with people in local shops, restaurants, or parks. Ask them about their experiences living in the municipality. What do they like about it? What are the challenges? What are the unwritten rules? You will always learn a lot from just chatting to people who are around.

5. Consider the "Vibe":

Beyond the official rules and regulations, each municipality in St. Louis County has its own unique "vibe" or character. Some are known for being family-friendly, with strong community events and top-rated schools. Others are more upscale and exclusive, with manicured lawns and luxury homes. Some are more diverse and eclectic, with a mix of housing styles and a vibrant arts and culture scene. And some are more…well, let's just say "sleepy," with a slower pace of life and a focus on quiet residential living.

Think about what kind of environment you're looking for. Do you want to be in a place where you can walk to shops and restaurants? Do you prefer a more secluded setting with plenty of privacy? Do you want to be part of a close-knit community where everyone knows your name?

6. Don't Be Afraid to Ask "Stupid" Questions:

There's no such thing as a stupid question when it comes to navigating the 90 municipalities. If you're unsure about something, ask. It's better to clarify a rule or regulation upfront than to violate it unknowingly and face fines or other penalties.

7. Be Prepared for Some Quirks:

St. Louis County is known for its quirks, and the 90 municipalities are no exception. You might encounter some unusual local laws, some strange neighborhood traditions, and some…interesting…local characters. Embrace the weirdness. It's part of what makes St. Louis County unique.

8. The Occupancy Permit:

We've mentioned this a few times, but it deserves its own special section. The occupancy permit is a St. Louis County institution, and it's something that often catches newcomers off guard.

Here's the deal: many municipalities in St. Louis County require you to obtain an occupancy permit before you can move into a new home, whether you're buying or renting. This typically involves an inspection of the property by a city inspector to ensure it meets certain safety and habitability standards.

The specific requirements for an occupancy permit vary by municipality, but they generally cover things like:

  • Electrical Systems: Ensuring that the wiring is up to code and that there are no safety hazards.
  • Plumbing Systems: Checking for leaks, proper drainage, and working fixtures.
  • HVAC Systems: Making sure the heating and air conditioning systems are functioning properly.
  • Structural Integrity: Looking for any signs of damage or deterioration that could pose a safety risk.
  • Smoke Detectors and Carbon Monoxide Detectors: Verifying that these are installed and working correctly.
  • Exterior Maintenance: Checking for things like peeling paint, overgrown vegetation, and damaged sidewalks.

The process for obtaining an occupancy permit can also vary. Some municipalities have streamlined online application processes, while others require you to apply in person and schedule an inspection. There's usually a fee involved, and it can range from a few dollars to several hundred dollars, depending on the municipality and the size of the property.

The occupancy permit process can be a hassle, but it's designed to protect both residents and the community by ensuring that homes are safe and habitable. However, it can also be a source of frustration, especially if the inspection reveals unexpected issues that need to be addressed before you can move in.

Here are some tips for navigating the occupancy permit process:

  • Find out if it's required: As soon as you start looking at homes in a particular municipality, find out if an occupancy permit is required.
  • Read the requirements carefully: Understand exactly what the inspector will be looking for.
  • Get a pre-inspection: If you're buying a home, consider getting a pre-inspection by a qualified home inspector before you make an offer. This can help you identify any potential issues that might need to be addressed before the occupancy inspection.
  • Be prepared for delays: The occupancy permit process can take time, so factor that into your moving schedule.
  • Budget for repairs: Be prepared to make any necessary repairs to bring the property up to code.

The 90 municipalities of St. Louis County can seem daunting at first, but with a little research and a willingness to embrace the quirks, you can find the perfect place to call home. Just remember to do your homework, ask questions, and don't be afraid to explore. The perfect St. Louis County municipality is out there waiting for you. It just might take a little digging to find it. The next chapters will explore some of the more popular municipalities individually to give you a flavor of the place, but, always remember the key: research is essential. Your lifestyle, needs, and budget will fit in some of these better than others.


This is a sample preview. The complete book contains 27 sections.